Live now Call us now 60 seconds · No credit pull
Live advisors · 9–9 ET

Made For
The Owners
America
Counts On.

Sixty seconds on the phone. A number before you hang up. A wire before close of business.

No credit pull Up to $750,000 Same-day funding $20B+ funded
Approved
$240,000
Wire sent · 2:14 PM
9:41
🔇 Tap for sound
A real human
One tap away
No menus · no hold · no bots
G4.9★★★★★500+ reviews BBBACCREDITED · A+ 20,000+businesses funded $20B+through our network

A decision in minutes. A wire the same day.

Small businesses first — no matter what. Fast, flexible working capital, the same process behind 20,000+ funded businesses. You're in good hands.

$750k
same day
Business owner taking the call

“They talked to me like a person and funded me like a business.”

Owner · Funded customer
01
9:41
blue 123
Step 1 of 3 · Live call
A real human
Connected · 00:12
“Based on your revenue, you're pre-approved for $85,000.”
Won't affect your credit · picks up instantly
Step 160 seconds

One call. One human.

Picks up instantly — 24/7, zero hold. Tell them your numbers and they run your pre-approval on the spot. No forms. No credit pull.

Humans, not phone trees · ✆ (816) 327-8322
02
9:41
blue 23
Step 2 of 3 · Confirmed
Your terms, confirmed.
Pre-approved on your call · $85,000
Amount$85,000
Monthly revenue$70,000
Time in business3 years
MR
Marcus · your advisor
Reviewing with a live underwriter · calls you back in minutes
A real human signs off on every file
Step 2< 5 min

A human confirms your terms

Your pre-approval goes straight to a real underwriter, and your dedicated advisor calls back with final terms. No algorithm decides alone.

Powered by humans + AI
03
9:41
blue
Funded
APPROVED
You're in. Your wire is on the way.
Funds land in your business checking before close of business today.
Wire sent · today at 3:02 PM
Your advisor's direct line stays open
Step 3Same day

Funded same day

E-sign your offer and we wire the funds to your business checking before close of business. Your advisor stays one call away.

Includes: your advisor's direct line
Industries

Capital to keep your
 
growing

Real funding for the industries that keep America running.

The Her On Trace Group promise

Three things we
will always do.

01
A human answers.

Every call ends with a real person who knows your file — never a phone tree.

02
Terms before you sign.

Every number, every date, in writing, before any commitment. No surprises, ever.

03
Funded before close of business.

Approved and signed by the afternoon means money in the account by the evening.

Reviews

Owners keep
saying it.

★★★★★G

They asked about my business, not just my score. First time a funding company felt human.

Dana W.Verified · Salon owner
★★★★★G

I have used banks, brokers, online lenders. This was the only one that felt built for people like me.

Jen K.Verified · Retail
★★★★★G

Equipment died Monday, replaced Wednesday. That is the whole review.

Pete S.Verified · Auto repair
★★★★★G

Called at 9, had my number by 9:15, money hit Thursday. Never seen anything move like this.

Mike R.Verified · Contractor
★★★★★G

No runaround, no fine print games. The terms they said on the phone were the terms I signed.

Carlos M.Verified · Restaurant
★★★★★G

Zero credit impact to find out my number. Should be standard everywhere.

Lisa B.Verified · Fitness studio
G4.9★★★★★from 500+ reviews
Our promise to America

We're here for
the ones who build.

For the owner who opens early, closes late, and does it again tomorrow. It took us years — and more than 20,000 funded businesses — to build what answers your call today.

Every pain point, answered.Cash flow, payroll, equipment, expansion — one call covers it.
35 financing products.Your specialist finds the exact fit, with exact rates and terms.
Small business first. Always.Main Street built this country. We work for Main Street.
$0B+
Funded through our network
0+
American businesses helped
0 sec
To qualify on one phone call
0
States served, coast to coast
One call · every option

35 financing products.
One specialist. One call.

Your dedicated specialist checks you against every product on the desk — and shows you the exact rates and terms you qualify for.

Working capitalRevenue-based financingEquipment programsGrowth capitalBridge capitalInventory financingInvoice factoringPayroll coverageExpansion capitalFranchise fundingSeasonal capitalEmergency capitalMarketing capitalRenovation fundingFleet programs+ 20 more on the call

How much do you need?

Pick a number, call, and have your rough monthly revenue ready. That's the whole application.

Call (816) 327-8322

Won't affect your credit · 60 seconds

Recognized by industry leaders

Inc.5000 TOP 100Businesses & Startups SME BANKINGInnovation Awards VOTEDAmerica's favorite
small business capital
★★★★★
Great
Place
To Work®

One call.
One human. Funded.

No hard pulls No obligations Basic info only
Call (816) 327-8322

Picks up instantly · 24/7 · a human confirms every file